Open House LogoIn-Person: 08/23 1:00 PM - 3:00 PM
$823,500
 $4,296 est/mo Sourced by Back At You

109 Sea Urchin Court,Surf City, NC 28445

Surf City, NC 28445

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Description

Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.

Details

MLS #100595518
Listing TypeFor Sale
StyleHouse
HOA Dues$350
Sub-TypeResale
StatusActive
Year1996
Days On Site9
Listing Provided ByIntracoastal Realty Corporation | Meredith S Marchant

Features

Bed(s)3
Bath(s) 3 Total
SQ Feet1,568
Garage1
Story(s)2
ZoningINCORP
Acreage0.20
Water FrontBoat Ramp, Deeded Water Access, So
Property ViewOcean

Interior

Interior FeaturesEntrance Foyer, Apt/Suite, Ceiling Fan(s), Pantry, Reverse Floor Plan
Heating Yes / NoYes
Cooling Yes / NoYes
CoolingCentral Air, Heat Pump
Fireplace Yes / NoNo
Laundry FeaturesIn Hall, Laundry Closet
Rooms Total4

Exterior

Exterior FeaturesOutdoor Shower
RoofMetal
Foundation DetailsOther, Pilings
Lot FeaturesCul-De-Sac, Wooded, Boat Ramp, Deeded Water Access, Sound Side, Water Access Comm
Waterfront FeaturesBoat Ramp, Deeded Water Access, Sound Side, Water Access Comm
ViewOcean
Construction MaterialsWood Siding, Wood Frame
Security FeaturesSmoke Detector(s)

Parking

Attached Garage Yes / NoYes
Garage Yes / NoYes
Parking FeaturesGarage Faces Front, Concrete, Garage

Utilities

UtilitiesSewer Connected, Water Connected

Taxes

Tax Assessed Value367636
Tax Book Number22
Tax Legal DescriptionLt 16, Pb 22/104 Island Oaks
Tax Year2025

Area Information

StateNC
CountyPender
CitySurf City
Zip Code28445
Community NameIsland Oaks
Elementary SchoolNorth Topsail
High SchoolTopsail
Listing VS Median (in Island Oaks)
Price:
$823,500
low | high
Med:
$841,250
47.844565877353% of Average
sqft:
1,568
low | high
Med:
1,788
35.969387755102% of Average
$ / sqft:
$525
low | high
Med:
$476
59.273047458013% of Average
On site:
9
low | high
Med:
81
11.111111111111% of Average
Sourced by Back At You

Market Activity 28445

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Learn More About This Property

Open House
In-Person
08/23 1:00 PM - 3:00 PM
StateNC
CountyPender
CitySurf City
Zip Code28445
Community NameIsland Oaks
Elementary SchoolNorth Topsail
High SchoolTopsail
Listing VS Median (in Island Oaks)
Price:
$823,500
low | high
Med:
$841,250
47.844565877353% of Average
sqft:
1,568
low | high
Med:
1,788
35.969387755102% of Average
$ / sqft:
$525
low | high
Med:
$476
59.273047458013% of Average
On site:
9
low | high
Med:
81
11.111111111111% of Average
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $617K - $1.29M
sqft: 1,000 - 1,500
Nearby Listings Property ImageNearby Listings Details
2002 S Shore Drive Property Photo 1
$1,278,000
2002 S Shore Drive
Surf City, NC 28445
Listing Updated: August 20, 2026 at 3:04:58 PM PDT